SpeedoLoan is a 100% digital personal loan platform. You apply online, submit minimal documents, and get approval within minutes. The loan amount is disbursed directly into your bank account — no branch visit required.

You can get a personal loan ranging from ₹10,000 to ₹5,00,000 depending on your eligibility, income, and credit profile.

You must be an Indian citizen, aged between 21–58 years, with a minimum monthly income of ₹15,000. Both salaried and self-employed individuals are eligible to apply.

Only basic KYC documents are required — Aadhaar card, PAN card, last 3 months bank statement, and a selfie. No physical documents or branch visit needed.

Once your application is approved, the loan amount is disbursed directly into your registered bank account within 24 hours.

Interest rates start from 18% per annum and vary based on your credit profile, loan amount, and tenure. Full details are provided before you accept the loan offer.

You can repay via auto-debit (NACH mandate), UPI, net banking, or through our online repayment portal. We offer flexible EMI options to suit your budget.

Absolutely. We use bank-grade SSL encryption and comply with all RBI digital lending guidelines to ensure your data is fully protected.

SpeedoLoan offers flexible repayment tenures ranging from 3 months to 36 months. You can choose a tenure that best fits your repayment capacity.

Yes, a nominal processing fee is charged at the time of loan disbursal. The exact fee is disclosed upfront before you accept the loan offer — no hidden charges.

Yes, you can prepay or foreclose your loan after completing a minimum lock-in period. Foreclosure charges, if any, will be clearly communicated before processing.

Missing an EMI may attract a late payment fee and can negatively impact your credit score. We recommend setting up auto-debit to avoid missed payments. Contact our support team if you face any repayment issues.